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About Us

January 01


    • Decreasing number of Maoist cases in the state

    According to the home ministry, Maoist incidents are in all time low in 2017.


    • Not attractive to the youth anymore.
    • Ageing leadership is a big problem.
    • Instances of maoist leadership siphoning away with money and running extortion rackets.
    • Operations of the BSF which is also deployed in the CRPF dominated area also contributing to the same.


    In the year of 2009 state witnessed the maximum number of Maoist incidents. From 2004 onwards different groups of Maoists merged as a result for the next two years there were maximum number of attacks.

    International / World

    • Iran restricts access to social media.

    Iran cut access to social media on Sunday in a bid to head off further protests after days of unrest that saw two people killed and dozens arrested.

    An official in Arak, around 300 km southwest of Tehran, said 80 people had been detained there overnight.

    Iranian authorities have blamed external forces for fomenting the protests, saying the majority of social media reports were emanating from regional rival Saudi Arabia or exile groups based in Europe.


  • Why are the protests happening?
  • • The protests, which began Thursday night, are a reaction to the sputtering economy, rampant corruption and rising fuel and food prices.
    • But there's something larger at play.
    • Iranians are angry, experts say, because they expected life to get better when severe sanctions were lifted after a deal was reached in 2015 between the P5+1 and Iran over its nuclear program. The P5+1 is the five permanent members of the UN Security Council and Germany.
    • While restrictions on financial, energy and transportation sectors were removed, hundreds of Iranian entities were not taken off the blacklists. And the United States has moved to create new sanctions over other violations, including a rocket launch this past summer.
    • "The nuclear deal is overwhelmingly supported by the Iranian public, but there was an expectation that much more economic development would come out of it," said an expert on the matter.

  • So is this just about bread and gas prices?
  • • No. Years of political, economic and social grievances have driven citizens to the streets in the largest protests since 2009

  • How has the international community responded?
  • • The US has been quick to respond to developments, warning Tehran against arresting peaceful protesters.
    • US President Donald Trump has posted a series of tweets on Iran, most recently writing: "Oppressive regimes cannot endure forever. The world is watching!"

  • Importance of these developments:
  • • Any unrest or protests in Iran has the potential to escalate and affect the stability of the entire region. Such a development will be of deep concern for India owing to it’s dependency to the region primarily for energy security & for it’s vast diaspora.`
    • Any involvement in the issue by other countries like Saudi Arabia, a key rival of Iran in the region, can escalate the tensions.
    • The rising deterioration of US-Iran relations is also significant here.


    • Other Reference: Aljazeera, CNN

    Clinical Trials


    • The big problem plaguing clinical research is an over-representation of low-income groups among trial subjects. Sometimes clinical research organisations(CROs) recruit them selectively, exploiting financial need and medical ignorance; at other times people over-volunteer for the money. Such over-volunteering occurs more frequently in bioequivalence studies, which test the metabolism of generics in healthy subjects. Because these subjects are well-paid, and get no therapeutic benefit, their only reward from the trial is financial. This results in an incentive to lie about one’s medical history or enrol in multiple trials to maximise one’s income.
    • Such deception is a risk not only to volunteer health but also to society, because it can throw off the trial’s results. In recent years, several Indian CROs were found by European drug regulators and the World Health Organisation to be misleading bioequivalence data. While such duplicity by a CRO is likely to be found out, volunteer deception, which can impact data as greatly, can slip under the radar.
    • Unsafe drugs can make their way into the market as a result, or safe drugs can get rejected. This is why volunteer honesty is paramount.


    • One potential solution is a national registry of trial volunteers, which will alert a CRO when someone signs up for two studies simultaneously. But this will need work, because volunteer privacy cannot be compromised. So regulators need to create a system that anonymises each participant’s data.
    • Pay volunteers less, taking away the financial incentive to fudge their participation history. But this measure, in isolation, would reduce trial participation dramatically: an unacceptable side-effect because clinical trials are essential to drug research.
    • More sustainable solution is to encourage a wider cross-section of society to participate in research on human subjects. Society at large must realise the valuable service that clinical research subjects perform by making drugs safe for the rest of us. It is imperative that this burden not fall completely on the vulnerable groups. Instead, the educated and affluent, who have greater access to the drugs that emerge from clinical research, must grasp the criticality of this research and pull their weight. Selectiveness in recruiting subjects for clinical trials leads not only to human rights violations but also to bad science.

    Methods of increasing credit availability

    • Selling & Swapping of assets

    In News

    Withview of strengthening balance sheets weakened by NPAs, the Finance Ministry has asked the public sector banks (PSBs) to explore options for selling and swapping of loan assets with other lenders.


    • An asset swap is an exchange of tangible assets for intangible assets or vice versa.
    • The selling of asset means offloading any tangible or intangible assets for money.

    An institution often utilizes these method when in need for money to invest (internal financing) or to pay off debts.

    How is it useful?

    • Swapping and selling assets will help banks focus on their core competencies and trim their burden.

    For example, if a bank has expertise in lending to small and medium-sized firms, it can swap its retail loan portfolio with another bank that is good in the sector.

  • Cluster based approach with Micro, small and medium enterprises (MSMEs) intensive branches
  • Aim

    • It will increase credit availability to small businesses.
    • It would help in channelizing loans to the sector which is an engine of growth.

    Why MSMEs ?

    MSMEs, which are a huge employment generator in the country, contribute 40% of India’s manufacturing.
    Small Industries Development Bank of India has revamped the udyamimitra.in portal, so that banks compete for financing MSME projects.

    SIDBI Udyamimitra [www.udaymimitra.in]

    It is an enabling platform which leverages IT architecture of Stand-Up Mitra portal and aims at instilling ease of access to MSMEs financial and non-financial service needs.

    Small Industries Development Bank of India

    Small Industries Development Bank of India(SIDBI) is an independent financial institution aimed to aid the growth and development of micro, small and medium-scale enterprises (MSME) in .Set up on April 2, 1990 through an act of parliament, it was incorporated initially as a wholly owned subsidiary of Industrial Development Bank of India.